About Credicorp
7 articles in this topic.
How do I know I am dealing with the genuine Credicorp Limited?
Unfortunately, well-known names are sometimes copied by others. To be sure you are dealing with the genuine Credicorp Limited, check the following:
- Our official UK website is credicorp.co.uk.
- We are registered in England and Wales, company number 16093826 — you can verify this on the Companies House register.
- Our registered office is Suite AU31848, 9 Skyport Drive, Harmondsworth, West Drayton UB7 0LB.
- Our contact email addresses use the credicorp.co.uk domain.
If you receive a message that claims to be from us but the details do not match, or if anyone asks you to make a payment to an account you do not recognise, do not respond — contact us using the details on this website so we can confirm. We will never pressure you into an immediate payment to an unfamiliar account.
Is Credicorp Limited the same as Credicorp in Peru (NYSE: BAP)?
No. This is a common point of confusion, so to be completely clear: Credicorp Limited is an independent company registered in the United Kingdom (in England and Wales, company number 16093826), with its registered office in London.
We are not connected with, owned by, or affiliated to:
- Credicorp Ltd, the financial holding company listed on the New York Stock Exchange as BAP and headquartered in Lima, Peru;
- Banco de Crédito del Perú or any other company in the Peruvian Credicorp group;
- any bank, lender or business using a similar name in Nigeria or any other country.
Any resemblance is limited to the word "Credicorp" in the name. If you are a customer of, or are looking for, one of those other organisations, you will need to contact them directly — we are unable to help with accounts that are not ours.
Is Credicorp Pty Limited in Australia part of the same group?
Credicorp Pty Limited is a related company of Credicorp Limited, based in Australia. Its details are:
- Credicorp Pty Limited, ACN 679 428 605
- Unit 7B, 251 Pearson Street, Woodlands WA 6018, Australia
- Telephone 08 9329 4652 — website credicorp.com.au
It is a separate legal entity. Credicorp Pty Limited operates in Australia; Credicorp Limited (this company) operates in the United Kingdom. If your account or enquiry relates to Australia, please use the Australian company's contact details above.
Is Credicorp the same as 'Creditcorp' (with a T)?
People often type our name with an extra "t" — Creditcorp or Credit Corp — and that small difference can cause real confusion, because more than one organisation sits near those spellings. Here is the honest breakdown of what is ours and what is not.
Our name is Credicorp, no T
This company is Credicorp Limited — spelled C-R-E-D-I-C-O-R-P, with no "t" in the middle — registered in England and Wales, company number 16093826. Our official UK customer site is credicorp.co.uk and our email addresses end @credicorp.co.uk. That is the spelling and the domain to trust for anything to do with your account.
The 'Creditcorp' domains that are ours
To reduce confusion and protect the brand, our group also holds and aligns the "with a T" spellings — including creditcorp.co.uk and creditcorpgroup.co.uk. These are group-aligned domains belonging to us; they point to genuinely connected, Credicorp-group information rather than to an unrelated business. So if you land on one of those by typing the name with a T, you have not stumbled onto an impostor.
The 'Credit Corp' that is NOT ours
Separately, there is Credit Corp Group Limited of Australia, listed on the Australian Securities Exchange as ASX: CCP. That is a different, unrelated company, and we are not connected with it. If your query relates to Credit Corp Group in Australia, you will need to contact them directly — we do not hold their records and cannot help with their accounts. (This is separate again from Credicorp in Peru, NYSE: BAP — see is Credicorp the same as Credicorp in Peru.)
Our own group companies
Within our genuine group, the other entities you may come across are our related Australian company Credicorp Pty Limited and our related UK company CM Beyer Limited. Each serves its own customers and answers only for its own accounts — see why we have group companies in the UK and Australia.
If you are not sure
The safest check is always the same: type credicorp.co.uk yourself and confirm the company number is 16093826. If a message or website with a slightly different spelling asks you to pay or log in, treat it carefully — see which Credicorp websites are genuinely ours and how to know you are dealing with the genuine Credicorp Limited.
What kind of lender is Credicorp?
"What kind of lender are you?" is a fair first question, and the answer shapes everything else about how we work. In short: we are a direct business lender to UK companies, not a broker and not a consumer lender. Here is what that means in practice, and what it deliberately rules out.
A direct lender, not a broker
We lend our own money and make our own decisions. There is no panel of lenders behind us and no broker in the middle, which is part of why decisions are quick and why every figure comes straight from us. When you deal with Credicorp, you are dealing with the lender.
A business lender, to companies
We lend only to UK limited companies and LLPs — bodies corporate — for genuine business purposes. The company is the borrower. We do not lend to sole traders, ordinary partnerships, or individuals, and we do not offer personal loans of any kind. See who is eligible to borrow and what a body corporate is.
No personal guarantee
The director who signs is not personally liable. We do not take a personal guarantee, and we take no charge over a home or personal savings, so the borrowing is not a personal debt on the director's own credit file. See what a personal guarantee is.
Outside FCA consumer-credit regulation
Because we lend to a company for business purposes, this is not regulated consumer credit. A body corporate is not an "individual" or a "relevant recipient of credit" under Articles 60B and 60L of the FSMA Regulated Activities Order 2001, so the agreement falls outside FCA consumer-credit regulation, and the product is not covered by the Financial Ombudsman Service or the FSCS. That is an honest limit, not a selling point — we run our own internal complaints process instead. See what FOS and FSCS cover and what the FCA reference means.
How we are different from a payday or consumer lender
- The company borrows, for business reasons — not a person for personal spending.
- There is no personal guarantee and nothing secured on your home.
- The total cost of a single loan is capped at 100% of what you borrow — you never repay more than double — and there is no penalty-rate uplift if you fall behind.
- We assess the company's affordability and lend responsibly, sometimes offering less than asked, or declining, when that is the right call.
Not the overseas "Credicorp" firms
We are a UK company and are not connected with Credicorp in Peru (NYSE: BAP), Credit Corp Group in Australia (ASX: CCP), or any similarly named business abroad — see the disambiguation article. For our products, see business loans, and for the philosophy behind our decisions, how we lend.
Where is Credicorp Limited registered and based?
Credicorp Limited is a United Kingdom company. With credit, it pays to know exactly who and where you are dealing with — so here are our full register details and how to check them for yourself.
Our registration details
- Company name: Credicorp Limited
- Country of registration: England and Wales
- Companies House number: 16093826
- Date of incorporation: 21 November 2024
- Registered office: Suite AU31848, 9 Skyport Drive, Harmondsworth, West Drayton UB7 0LB, United Kingdom
You can verify every one of these facts independently. The Companies House register is the official public record of UK companies and is free to search. Look up our company number (16093826) on find-and-update.company-information.service.gov.uk and you will see our name, status, registered office and filing history.
Our public contact channels
Customer-facing contact channels are all on this website. Our customer service phone number and email addresses are published on the Contact Us page and the Support page, and on every Newsroom article and Support Article. All of our official email addresses end in @credicorp.co.uk. If you ever see a message that claims to be from us but the email domain is different, treat it with caution.
Our group
Credicorp Limited is a related company of CM Beyer Limited, also based in the United Kingdom. We also have a related Australian company, Credicorp Pty Limited (ACN 679 428 605), which operates separately in Australia. The shared corporate background is summarised on CM Beyer Limited's group page.
If you are unsure whether a phone call, letter, email or text message really comes from Credicorp Limited, please contact us using the details on this site before acting on it. Verifying is always quicker and safer than guessing.
Who is Credicorp Limited?
Credicorp Limited is an independent lender based in the United Kingdom. We were established on 21 November 2024 and have been trading ever since, offering loans and realistic financial solutions to customers across the UK.
We are registered in England and Wales under company number 16093826, and our registered office is at Suite AU31848, 9 Skyport Drive, Harmondsworth, West Drayton UB7 0LB. Our website is credicorp.co.uk and our customer service team can be reached using the contact details on this site.
We are a related company of CM Beyer Limited. We also have a related company in Australia — Credicorp Pty Limited — which is a separate legal entity. Credicorp Limited is not part of, owned by, or affiliated with any similarly named bank or financial group in Peru, Nigeria or elsewhere.