About Credicorp

Which businesses can borrow from Credicorp?

Credicorp lends to UK limited companies and limited liability partnerships, for business purposes only. Below is a plain summary of who can apply. Meeting these points doesn't guarantee an offer, it simply means your business may be eligible to be assessed.

The basics

  • Your business is a UK-registered limited company or LLP
  • The funding is for genuine business purposes, not personal or household use
  • The company is trading and able to provide information about how it operates
  • The person applying is authorised to act for the company

What we don't fund

We don't lend to individuals, sole traders, or ordinary partnerships of individuals, and we don't fund personal spending. We also can't fund purposes that are unlawful or fall outside our lending policy.

Sector and circumstances

We work with companies across a wide range of sectors. Whether a particular business is suitable depends on how it trades, its cash flow and its overall circumstances, which is why two companies in the same industry can get different outcomes.

If you're not sure

If you're unsure whether your company qualifies, get in touch and we can talk it through. Remember this is exempt business lending, so the Financial Ombudsman Service and FSCS do not apply.

See also: Limited company, LLP or sole trader: lending eligibility compared, Top-up eligibility: when can you borrow again? and Lending to limited companies across the UK.

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