A little and often beats a year-end scramble. Five minutes a month keeps your account tidy, your records current and your borrowing under control — and it costs almost nothing to do.
The monthly five-minute check
- Download this month’s statement and file it with your bookkeeping.
- Glance at the balance and next collection — funded and on track?
- Confirm your users — anyone to remove or downgrade?
- Check your contact details and alerts are current.
Why it works
Done monthly, reconciliation is minutes and nothing piles up. It also surfaces anything odd — an unexpected login, a change nobody made — while it’s small. Pair it with a quarterly access review and you have a genuinely healthy account with a habit that fits in a coffee break. Everything reconciles against your fixed schedule, so the check is quick by design.
Most of this is self-service in your customer portal, which is the fastest route and available at any time. Where a change needs our team to verify it, we say so and give a realistic turnaround so you can plan around it.
See also: How to download a statement every month, How to run a quick access review, How to set your account up when your facility starts.