Good records are a habit, not a scramble at year end. A light monthly routine keeps your borrowing evidenced as you go, so nothing has to be reconstructed later.
Set it up in two steps
- Turn on the “new statement ready” notification in Account > Contacts & notifications so you’re told the moment each one is available.
- When the alert arrives, download the PDF and file it with that month’s bookkeeping — or have your bookkeeper pull it via their read-only login.
Why monthly beats annual
Reconciling a single month while it’s fresh takes minutes; reconstructing a year takes an afternoon. Because your interest is simple and fixed up front, each statement should line up neatly with the repayment schedule on your Key Information Sheet — a quick monthly check catches any query while it’s small.
Your facility is priced with simple interest and the figures fixed up front on your Key Information Sheet, so nothing here changes what you owe by surprise — it only changes how you view, manage or evidence it.
See also: How often are statements issued?, How to download your statement as a PDF, Using statements to reconcile with your bank.