Statements are only useful if someone actually reads them. A light, regular review catches an odd charge or a mis-timed payment while it is still small, and keeps your year-end painless.
A sensible routine
Check each new statement when it is issued — see how often statements are issued and will I be told when a new statement is ready. Skim the summary panel for the period's charges and closing balance, then glance down the transaction list for anything unexpected.
What to look for
Confirm the payments you made appear, the charges match what you expected, and the running balance moves the way it should. If a line does not look right, check it rather than letting it ride — see how to check a statement line you don't recognise and I think there is an error on my statement.
Tie it to your bookkeeping
The most efficient rhythm is to review the statement as part of your monthly bank reconciliation, so the two are checked together. See using statements to reconcile your facility and scheduling regular statement downloads.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: How often are statements issued?, I think there is an error on my statement, Using statements to reconcile your facility.