Sometimes the problem is not the amount but the timing — the payment falls just before your main income lands. Moving the date can fix that without any change to what you owe.
A small change with a big effect
Shifting your due date to just after your regular income arrives can turn a recurring squeeze into a comfortable payment. It is one of the simplest ways to prevent difficulty.
How to request it
Tell us your income pattern and the date you would prefer. If it works with the schedule, we can adjust it. Use the Update Details form or the contact page.
When a date change is not enough
If the issue is that the money genuinely is not there, a date change alone will not solve it, and an arrangement is the better route. Be honest with yourself about which it is.
A well-timed payment date is prevention; use it before a squeeze turns into arrears.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Contact us early if your company cash flow is tightening, Why talking to us early gives you more options, Can I get a payment extension?.