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Can I change my repayment date?

Many businesses find their cash flow peaks on a particular day of the month, and a repayment date that lines up with it makes the loan far easier to manage. If your current date does not suit, you can ask us to move it.

How to request a change

Contact our support team through your account, telling us the date that would work better for your company. We will confirm whether it can be applied and from which payment it takes effect. A change usually needs to be requested with enough notice before your next due date so the new collection can be set up.

  • Tell us the preferred new date
  • Allow notice before the next due date
  • We confirm the effective payment in writing

Things to bear in mind

Moving a date can slightly change the gap between payments, which can affect the interest charged for that period under the terms of your agreement. We will explain any effect before applying the change. Changing the date does not reduce what your company owes; it only shifts timing.

If you are changing the date to avoid a problem

If the real issue is that a payment will be hard to make, please tell us. Moving a date is not the same as a hardship arrangement, and we would rather help you find the right option.

We lend only to UK limited companies and LLPs.

See also: How do I change the bank account my repayments come from?, How to request a settlement figure, Can I change my monthly payment date?.

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