Timing is the single biggest factor in how much we can do to help your company. Once a payment is already late, some routes narrow quickly. If you reach out while a problem is still on the horizon, almost everything is still on the table.
What "early" actually means
You do not have to wait until you cannot pay. If you can see a tight month coming, a delayed customer payment, a seasonal dip, or a one-off cost, that is the right moment to call us. Treat us as a planning partner, not just a last resort.
What gets easier when you contact us early
- We can look at adjusting the timing of a payment before it is recorded as missed.
- A short-term arrangement can be agreed calmly rather than under pressure.
- You avoid the knock-on effects that a missed payment can trigger.
- We have time to understand your company's situation properly.
You will not be penalised for being honest
Telling us early does not flag your company as a problem borrower. It does the opposite. It shows you are managing the business responsibly, and it lets our team work with you rather than chasing you. Whether you hold Credicorp Flex or Credicorp Slice, an early conversation is always the strongest move you can make.
Use the contact details in your account or your loan documents, and ask to discuss your repayments. The sooner we talk, the more we can do.
See also: Warning signs your company may be heading for payment trouble, Why contacting us early about cash-flow pressure helps your company and How do I spot the early warning signs of cashflow trouble?.