Although Credicorp lends to companies rather than individuals, we do process some personal data about the people connected to a borrowing business. We only collect what we genuinely need to assess, set up and run a facility responsibly.
Categories we typically hold
- Identity data such as name, date of birth and role within the company, used to verify who we are dealing with.
- Contact data such as email address, phone number and business address.
- Verification data gathered during identity and anti-money-laundering checks.
- Correspondence including messages, call notes and support enquiries.
- Technical data such as device and log information when you use our online portal.
Where it comes from
Most data comes directly from your application and from the people you authorise to deal with us. Some comes from public sources such as Companies House, and some from the agencies we use for identity and fraud checks.
Why we limit collection
UK data protection law requires us to keep collection proportionate, so we avoid gathering data we do not need. Because the facility is to the company and no personal guarantee is taken, the personal data we hold is focused on identity, contact and the lawful checks we are required to perform. Our full privacy notice lists the categories in detail.
See also: Who is the data controller for my information?, Arrears (glossary) and Do you take a personal guarantee from directors?.