Under UK GDPR, individuals have the right to request a copy of the personal data an organisation holds about them. As a business lender, the data we process relates to the company and to the individuals connected with it — such as directors and authorised portal users. Here is how to exercise that right.
Who can make a request
- Any director or beneficial owner whose personal data we hold in connection with a company facility
- Any authorised portal user whose contact details or activity logs we hold
- A legal representative acting with written authority from one of the above
The company itself does not hold individual data-subject rights, but company records such as transaction history, credit assessments, and agreements can be requested through your account portal or by contacting your account manager.
How to submit a request
- Email data@credicorp.co.uk with the subject line "Subject Access Request"
- Include your full name, the company name and number, and a description of the data you are seeking
- Attach a copy of photo ID so we can verify your identity before releasing any records
What happens next
We will acknowledge your request promptly and aim to respond within one calendar month. Where the request is complex or we receive multiple requests, we may extend this by up to two further months and will notify you if that is necessary. There is no charge for a standard request.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: How to ask Credicorp to delete your business data, How long Credicorp keeps your business data.