A VAT payment and a loan collection landing in the same week is a classic cash-flow pinch point. Planning for it a few weeks ahead means neither catches you short.
See the clash coming
Your VAT payment deadline is fixed (usually one month and seven days after the quarter ends), and your loan collection dates are fixed too. Map both into the same cash-flow view so you can see any week where they collide. See a statement covering your VAT quarter.
Options if they clash
If a loan collection sits awkwardly against your VAT deadline every quarter, consider moving the collection date to a point in the month after your main receipts — see can I change my payment date. Building a small buffer covers the occasional bunching — see paying ahead to build a buffer.
If one quarter is genuinely tight
If VAT and the loan together make a specific month unmanageable, tell us before the collection date rather than after — see if you can't make this month's payment. Remember VAT is money held for HMRC, so protect that alongside the loan.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: A statement covering your VAT quarter, Can I change my payment date?, My business cash flow is tight this month.