Statements are only as useful as they are findable. A light filing routine as each one arrives turns year-end from a scramble into a five-minute job, and keeps the company audit-ready.
A filing routine that works
- Download each statement when issued. Save the PDF as soon as it is available rather than leaving it in the portal. See will I be told when a new statement is ready.
- Name files consistently. Use a clear convention — facility and period, for example — so any statement is instantly identifiable. See scheduling regular statement downloads.
- Keep a folder per financial year. Group all statements for all facilities by accounting period so a full year is in one place. See a statement covering your financial year.
How long to keep them
Keep company records for at least the period required for tax and Companies House purposes. See keeping statements for the right length of time and keeping statements for Companies House and audit.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: Scheduling regular statement downloads, Keeping statements for Companies House and audit, Year-end records and your Credicorp facility.