If your repayment date sits just before your customers pay you, every month feels tight. Moving it to just after your reliable income lands takes the pressure off with no change to what you owe.
How to change it
- Go to Payments > Payment date (or Account > Facility).
- Choose a new date that falls a few days after money usually reaches you.
- Confirm — the change applies from the next eligible collection, with the usual notice.
Good to know
Changing the date doesn’t change your interest or your total — it just moves when the collection lands. Give a little notice so the switch takes effect cleanly, and make sure the account is funded across the transition. If your income timing shifts again later, you can move it again.
Most of this is self-service in your customer portal, which is the fastest route and available at any time. Where a change needs our team to verify it, we say so and give a realistic turnaround so you can plan around it.
See also: Changing your payment date, Can I change my payment date?, How to set a reminder so you never miss a collection.