CM Beyer is the UK holding group that Credicorp is part of. A holding group is the parent that sits above a family of related companies, providing shared ownership and overall direction while each operating company runs its own activities.
Where Credicorp sits
Credicorp is the group's business-lending brand. Within the group, Credicorp focuses on one job: providing finance to UK limited companies and LLPs for business purposes, through our two products, Credicorp Flex and Credicorp Slice. We do not lend to individuals or sole traders.
What "group" means for you as a borrower
- Your loan agreement is with the Credicorp lending entity, not with the holding group as a whole.
- Being part of an established group gives Credicorp stability and shared standards, but it does not change the terms you agree to.
- Because we lend to companies for business purposes, this sits outside the FCA consumer-credit regime — so the Financial Ombudsman Service and FSCS do not apply.
Other companies in the group
The group also includes other UK and overseas companies under the CM Beyer name. These are genuine sister companies, distinct from unrelated businesses that happen to share part of our name, such as the Peruvian or Australian "Credicorp"/"Credit Corp" firms.
If you want to confirm exactly which entity you are contracting with, check your offer document — it names the lending company — or ask our support team.
See also: Glossary: holding company, Can a holding company or group company apply? and Credicorp Flex versus Credicorp Slice: which suits your borrowing?.