Your business finance comes from the Credicorp lending entity within the CM Beyer group. Other companies in the group are not lenders to you, and you cannot mix and match agreements across them.
Why lending sits with one entity
Keeping lending in a single, dedicated entity makes your agreement clear: one lender, one set of terms, one place to manage your account. The rate shown in your offer and your agreed term all sit with that one Credicorp company.
What about other group services?
- If the group offers other services through sister companies, those would be entirely separate arrangements with their own terms, not part of your Credicorp loan.
- Taking a Credicorp loan does not commit you to anything from another group company.
- You will never be passed to an unrelated firm — such as the Peruvian or Australian companies that share part of our name — because we have no connection to them.
Who can borrow
Either way, Credicorp lends only to UK limited companies and LLPs for business purposes. We do not lend to individuals or sole traders, and we do not take personal guarantees from directors — the loan is to the company.
If you want to expand or adjust your existing facility, speak to our team about your current Credicorp agreement rather than looking elsewhere in the group.
See also: What is a holding company?, Which Credicorp entity is my loan agreement with? and Limited company, LLP or sole trader: lending eligibility compared.