Your loan agreement is always with the specific UK Credicorp lending company named on your offer document and credit agreement. It is not with CM Beyer (the holding group as a whole) and it is certainly not with any unrelated overseas company that shares part of our name.
Where to find the exact name
- The top of your offer document and credit agreement names the lending entity in full.
- Statements and the account area in your online dashboard also show who the lender is.
- Your direct debit or payment instructions reference the same entity.
Why this matters
Knowing the exact entity helps you keep clean records, satisfy your accountant or auditor, and avoid confusion with the Peruvian Credicorp Inc or Australia's Credit Corp Group — neither of which we are connected to.
The borrower is your company, not you personally
Just as the lender is a specific company, the borrower is your limited company or LLP — not its directors as individuals. We do not take personal guarantees from directors. The obligation sits with the business.
If something looks wrong
If a document, email, or payment request names an entity you do not recognise, do not act on it. Contact our support team and we will confirm the correct lending entity for your account before you do anything.
See also: Can I borrow from another company in the group?, Does being part of a group change my loan terms? and Can a holding company or group company apply?.