Life in a business is not always tidy, and sometimes a payment lands a day late. What happens depends on whether the Direct Debit failed or you simply paid a manual payment slightly late.
If a manual payment is a day late
If you pay by transfer a day after the due date, get it in as soon as you can with the right reference. A very short delay on an otherwise well-run account is not usually treated the same as a missed collection, but the safest thing is not to leave it. See paying by bank transfer.
If a Direct Debit failed
A failed collection is different — it can trigger a bank fee and our missed-payment charge. Pay the amount promptly and make sure the next collection can succeed. See what happens if my Direct Debit fails and how to catch up after one missed collection.
The habit that prevents it
Keeping the collection account funded a couple of days ahead removes the risk entirely. See how to avoid a failed-payment fee. If lateness is becoming a pattern because money is tight, tell us early — see my business cash flow is tight this month.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: What happens if I miss a payment?, How late-payment charges work, How to avoid a failed-payment fee.