Sometimes a statement arrives showing little or no movement — no drawings, perhaps only a small charge, or a flat balance. On the right facility this is completely normal and simply reflects a quiet period.
On a Credicorp Flex facility
Flex is a flexible line you draw on when you need it, so a period where you did not draw and had nothing outstanding can show a nil or near-nil statement. Note that a dormant or zero-balance facility can still carry a small standing cost — see Flex facility dormancy and zero-balance costs and why Flex and Slice statements look different.
On a term loan
A term loan is repaying on a schedule, so a truly nil statement is unusual — a flat balance might indicate a missed collection rather than genuine inactivity. Check your payment history if a period shows no repayment when one was due. See what a failed payment looks like.
Still worth keeping
File a nil statement like any other — it is part of the continuous record for the year. See filing your statements for the year.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: Why Flex and Slice statements look different, Flex dormancy and zero-balance costs, How to tell a Flex statement from a Slice statement.