Your loan

How to read your loan statement

Your Credicorp loan statement is the full record of activity on your facility. Reading it confidently means you can reconcile it against your own bookkeeping and spot anything that needs a question.

The main sections

A statement typically opens with your opening balance for the period, then lists transactions in date order, and closes with the balance carried forward. Each line is dated and labelled so you can see exactly what moved and when.

  • Opening balance at the start of the period
  • Drawdowns where funds were released to you
  • Payments received and how they were split
  • Interest and any charges applied under your agreement
  • Closing balance carried to the next period

Checking it against your records

Match each payment on the statement to your bank records. If a payment you made does not appear, it may not have cleared yet; allow a little time and check again. Interest lines reflect the rate in your offer applied to the capital outstanding during the period.

If something does not add up

Contact our support team with the date and amount of the line in question and we will explain or correct it. Keeping statements helps your accountant and supports your company's records.

Credicorp lends only to UK limited companies and LLPs for business purposes.

See also: Why has my balance changed when I have not borrowed more?, Understanding the breakdown between capital and interest in your balance, Where can I see my current loan balance?.

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