Coming out of a payment holiday or an arrangement and getting back to normal collections is a positive step, and restarting the payments themselves is a routine part of servicing your facility.
Restarting the schedule
Resuming collections after an agreed pause is administrative — the Direct Debit simply starts collecting again on the revised schedule. See restarting a Direct Debit after a pause and resuming payments after a pause.
What a pause can affect
What changes is usually the cost, not a restart fee: on an interest-bearing facility, interest generally continues during a pause, so a period of paused or reduced payments can increase the total you pay over the life of the loan. See does a payment holiday affect cost and payment holiday vs forbearance.
Check your agreement
Any charges that can apply to your facility are set out in your Business Loan Agreement. See what fees could apply to my facility. If money is still tight, keep talking to us — see help if you are struggling.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance arranged outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or the FSCS, though you can still raise a complaint with us and we will handle it fairly.
See also: Does a payment holiday affect cost?, Restarting a Direct Debit after a pause, What fees could apply to my facility?.