With a Credicorp Flex facility you can draw, repay and redraw up to an agreed limit. Knowing your available headroom — the limit minus what you’ve currently drawn — tells you at a glance how much you could still access.
Where to look
- Go to your dashboard, or Account > Facility.
- You’ll see your agreed limit, your current balance drawn, and the available headroom between them.
Reading it well
Headroom is a ceiling, not a target — it’s there for genuine working-capital needs, and it’s good practice to keep your borrowing proportionate to what the business turns over. As you repay, headroom rebuilds and becomes available to draw again. A one-off loan such as Credicorp Slice doesn’t have redraw headroom in the same way, because it repays down a fixed schedule.
Your facility is priced with simple interest and the figures fixed up front on your Key Information Sheet, so nothing here changes what you owe by surprise — it only changes how you view, manage or evidence it.
See also: What the Credicorp dashboard shows, How to request a facility limit review, How to change what your dashboard shows.