If your business has grown since your facility was set up, you can ask us to review the limit. A review is an assessment, not a guarantee, and it’s an affordability question first — more headroom only helps if the repayments stay comfortable.
What supports a review
- Up-to-date figures — recent management accounts and bank statements.
- A clean repayment history on your current facility.
- A clear, genuine reason for needing more — a specific working-capital need rather than “just in case”.
How to request it
Go to Account > Facility > Request a review, or ask through support. We look at affordability and conduct before deciding, and we may keep the limit where it is if that’s the responsible answer. Borrowing proportionate to revenue protects the business; a higher limit is only worth having if you can service it without strain.
Credicorp lends to UK limited companies and LLPs, not to individuals. The agreement is with the company and carries no director personal guarantee. Because this is business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or the FSCS — our own complaints process is the route if something goes wrong.
See also: How to view your facility limit and headroom, Managing multiple facilities in one account, How to check your bank details are verified.