You can let a team member handle routine drawdowns without handing them the keys to the whole facility. A per-user drawdown cap lets them draw up to a set amount themselves, while anything larger routes to a signatory to approve.
How it works
- Set a cap against a user in Account > Users & roles — for example, up to £2,000 without a second approval.
- Drawings within their cap process as normal.
- Drawings above it drop into the pending-approvals queue for a signatory to confirm.
Why it helps
It keeps day-to-day cash flow moving without a director signing off every small draw, while protecting against a large withdrawal happening without oversight. Pair it with an upcoming-collection alert and dual approval on bank-detail changes for a tidy set of controls that suit a small finance team.
Whenever a change touches money, access or your company’s data, we verify the request is genuinely from an authorised person before we act. We will never ask you to confirm full security details by email or phone to release information or push through a change — if a message pressures you to do that, treat it as suspicious and contact us to check.
See also: How to require two people to approve a change, Understanding user roles and permissions, How to request a Flex drawdown.