This article describes, in plain words, how the companies in our group relate to one another. The short version: Credicorp Limited is your UK lender, it is part of a group held by CM Beyer Limited, and there is a separate group company in Australia. None of this changes your agreement or who you deal with.
The pieces, top to bottom
- CM Beyer Limited — the holding company at the top of the group. A holding company owns other companies; it is not your lender. See the CM Beyer connection.
- Credicorp Limited — the UK operating company that lends to limited companies and LLPs. This is the company you have your agreement with (Companies House 16093826).
- Credicorp Pty Limited (Australia) — a separate group company serving the Australian market at credicorp.com.au. It is in the same group but is its own company. See the Australia group company.
Operating through separate companies in each market is normal and sensible: each is set up under its own country's rules, with its own obligations and oversight. Grouping them under one holding company keeps ownership clear. See why we have group companies in the UK and Australia.
The separate companies that are not in our group
For completeness: the much larger Credicorp in Peru (NYSE: BAP) and Credit Corp in Australia (ASX: CCP) are not part of our group. They are independent, unrelated, publicly listed companies that happen to share a similar name. Our genuine domains are listed in the full list of genuine group domains.
For who we are and where we are based, see where Credicorp Limited is registered and based. Credicorp Limited's lending to UK companies for business purposes is outside FCA consumer-credit regulation under Article 60B FSMA RAO 2001 and is not covered by the Financial Ombudsman Service or the FSCS.
See also: Are you connected to Credit Corp Group in Australia?, Can I borrow from another company in the group?, Does being part of a group change my loan terms?.