Applications are tied to a secure login, so the cleanest approach is for the person who will sign the company up to run it through. If a colleague started it, you can still pause and hand over — but the handover works best by signing in to the same company account rather than emailing details around.
How a handover works
Because you can save and finish later, a part-completed application can wait while the right director takes it forward. The key is that it lives behind the company's secure login — do i need an account before i apply — so whoever finishes signs in there rather than starting a second, separate application.
It saves confusion to decide up front which director will lead and sign — one of the sensible steps in who at my company can sign off a credicorp application. That person needs the authority to commit the company.
Do all directors need to be involved?
Not necessarily hands-on, but the company must be properly committed — whether all directors need to approve the application and can a co director apply with me. Never share your login to enable a handover; sign in as the right person instead — who can see my application if i share a device.
Agree the lead, then apply.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: Whether you can save your application and finish later, Who at my company can sign off a credicorp application, Whether all directors need to approve the application.