Once a tough patch passes, getting back to your normal rhythm is straightforward. A little care clears anything that built up and puts you cleanly back on schedule.
The steps back
- Confirm with us what, if anything, is outstanding from the difficult period.
- Clear it with a one-off payment, or on the arrangement you agreed.
- Make sure your Direct Debit is active and the account funded for the next collection.
- Turn your payment alerts back on if you paused them.
Keeping steady from here
Consider building a small buffer in the coming good months so the next dip is already covered. If the difficulty exposed that the schedule was tighter than comfortable, talk to us about whether the payment date or structure could suit your cash flow better. Coming back on track cleanly protects your record and your future borrowing options.
Credicorp lends to UK limited companies and LLPs, not to individuals. The agreement is with the company and carries no director personal guarantee. Because this is business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or the FSCS — our own complaints process is the route if something goes wrong.
See also: Resuming payments after a pause, How to pay ahead in good months, How to let us know a payment will be tough.