What you can use a loan for

Funding a vehicle wrap or fleet livery

A wrapped van is advertising that works every time it is on the road. For a trades business, a courier operation, or any company whose vehicles are seen all day, livery turns an asset you already own into a marketing channel. The cost is upfront — design, print and fitting — but the return builds over the months the wrap stays on the road. A Credicorp facility lets a UK limited company or LLP brand a single vehicle or a whole fleet now and spread the cost over an agreed term.

What a livery project can cover

  • Design and artwork, including a layout that works across different vehicle shapes.
  • Printing and the vinyl itself, whether a partial wrap, a full wrap, or simple sign-written panels.
  • Professional fitting, removal of old graphics, and any colour-change or specialist finishes.

One vehicle or the whole fleet

Branding one van is a contained, one-off job. Rolling a consistent livery across a fleet is a larger project that you may want to phase — wrapping vehicles as they come back from contracts rather than taking them all off the road at once. If you want to draw funds in stages as the rollout progresses, Credicorp Flex suits that pattern. If you are doing the whole fleet in a single batch, Credicorp Slice may be cleaner. Compare both against your agreed term and the rate shown in your offer.

Treat it as marketing spend

Livery is a marketing investment, so judge it the way you would judge any campaign. A clear, professional wrap that carries your name, what you do and how to reach you earns its keep across every journey. Think about how long you expect to keep each vehicle, because a wrap on a van you plan to sell soon has less time to pay back than one on a vehicle you will run for years. The same investment discipline that applies to funding a marketing campaign applies here: set a measurable expectation for what the branding should do for enquiries and recognition.

How we lend

You apply as a UK limited company or LLP for the business purpose of vehicle branding. If we make an offer, you draw the funds, commission the design and fitting, and repay over the term and at the rate set out in your offer document. The facility is to the company, and we take no personal guarantee from directors.

If the branding is part of a wider plan to grow capacity, it often sits alongside expanding a delivery fleet or financing a commercial vehicle in the first place. Trades businesses weighing several costs at once may find financing tools for a trades business a useful starting point. Credicorp lends only to UK limited companies and LLPs for business purposes. As an exempt business lender, we sit outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply to this facility.

See also: Can business finance help bridge a short-term cashflow gap?, Bridging a late CIS or VAT refund, Bridging an R&D tax credit claim.

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