What you can use a loan for

Funding extra vehicles to expand your fleet

When demand outgrows your current vehicles, adding to the fleet lets you take on more work — but each vehicle is a commitment that has to earn its keep. A Credicorp loan can fund the expansion, whether you are adding one van or several, so growth is not held back by the cost of the assets themselves.

Scale to demand, not to hope

Add capacity that you can keep busy. Look at confirmed work, repeat customers, and realistic pipeline rather than a single optimistic forecast. A vehicle that sits idle still costs you in funding, insurance, and depreciation.

Plan the whole cost of growth

  • Drivers, training, and any operator licensing for the larger fleet.
  • Insurance, maintenance, and the cost of vehicles being off the road.
  • Telematics, scheduling, and the admin of running more vehicles.

Phased or one-off

If you want to add vehicles gradually as work firms up, Credicorp Flex lets you draw funds in stages. If you are buying a batch at once, Credicorp Slice may be cleaner. Compare both against your agreed term and the rate shown in your offer.

Credicorp lends only to UK limited companies and LLPs for business purposes. The loan is to the company, with no personal guarantees from directors. As an exempt business lender, we sit outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply.

See also: Funding an MOT bay or fleet servicing equipment, How can a retailer fund seasonal stock? and Marketplace payout delays and how funding bridges them.

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