Payments

Can I make a one-off extra payment without changing my Direct Debit?

Yes. A one-off extra payment and your regular Direct Debit are separate things. You can pay a lump sum whenever your company has spare cash, and your scheduled Direct Debit carries on as normal.

How to make a one-off payment

  • Pay by bank transfer using your statement reference, or by card through your online account where supported.
  • Do not cancel or alter your Direct Debit — leave it in place so your scheduled payments continue.
  • Keep the confirmation from your bank in case you need to query allocation.

What happens next

The extra payment reduces your outstanding balance. Depending on your product and your instruction, it can lower a future scheduled amount or bring forward when the facility clears. On Credicorp Flex, it reduces your drawn balance and your next Direct Debit is recalculated and renotified. If you want a particular outcome, tell us when you pay.

A useful habit

Treating overpayments as a separate, occasional action — rather than fiddling with your Direct Debit each time — keeps things simple and avoids the risk of accidentally stopping your scheduled collections. If you want to make extra payments regularly, talk to us and we can look at whether adjusting the schedule itself makes more sense for your company.

Related articles explain how overpayments are applied, making a partial overpayment and paying by bank transfer.

See also: Can I change the date my payment is taken?, Can I pay a Flex drawing from a different card or account?, Can I pay extra towards my balance?.

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