Applying

Can a company that has just changed its registered address apply?

Yes. Moving your registered office is routine and does not affect eligibility. What matters is that the change is properly recorded at Companies House and that the details you give us match what is on file, so verification is clean.

Keep the records aligned

We check your company against Companies House, so an address that is mid-change or not yet updated there can cause a brief mismatch. Filing the change promptly and using the current details on your application keeps things smooth — the reasoning is in why we check Companies House and whether your Companies House filing status matters.

Recent changes are fine

A recent change is not a red flag in itself; an unrecorded or mismatched one just slows verification. More on this is in what if my companys details have recently changed.

Trading address vs registered office

Your registered office and where you actually trade can differ, and that is normal. Neither changes the core eligibility test — a UK limited company or LLP, enough trading, a business account and a business purpose, per which business types can apply. If you trade under a different name, see what if my company trades under a different name.

Apply with your current registered details.

We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.

See also: What if my companys details have recently changed, Whether your Companies House filing status matters, What if my company trades under a different name.

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