Many businesses use a trading name that is different from their registered company or LLP name. That is completely normal, and it does not stop you applying. The important thing is that the application is in the name of your registered legal entity at Companies House.
Registered name versus trading name
Your registered name is the official one on the Companies House record and on your loan agreement. Your trading name is what customers might see day to day. We lend to the registered entity, so that is the name and registration number we need.
- Apply using your registered company or LLP name and number.
- You can tell us your trading name so things match your bank activity.
- Make sure your directors or members match the registered record.
Why this avoids delays
If your bank statements or paperwork show a trading name, letting us know how it links to the registered entity helps us reconcile everything quickly. Mismatches that are not explained can slow the assessment.
Good to know
The loan is to the registered company or LLP, with no personal guarantees from directors or members. This is exempt business lending and is not covered by the Financial Ombudsman Service or FSCS. If your offer is approved, the rate and term are shown there.
See also: Can a co-director apply with me?, Our structure changed — does that affect our application?, Updating your registered company details.