Yes. An offer is not just a number — before you sign you see the full terms, the repayment schedule and the total cost laid out plainly, so you understand exactly what you are agreeing to and why the figures are what they are. Nothing is meant to be a surprise after signing.
Full clarity before commitment
The pre-contract summary spells out the amount, term, every repayment, the total cost and any charges — what is the pre contract information i receive and what does the secci cover. You see all of it before you commit — do i see the full cost before i commit — and you can walk away at no cost if it does not suit.
If a figure or term needs explaining, ask before you sign — whether you will speak to a person during your application. Understanding the offer fully is the whole point of the offer stage.
Signing with eyes open
Only once you are satisfied do you sign — how is the loan agreement signed — and acceptance is the point of commitment — what happens after you accept your offer. Preview the cost yourself first at Credicorp Tools.
Apply and see the full reasoning before you sign.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: What is the SECCI-style pre-contract information I receive?, Do I get to see the full cost before I commit to anything?, How is the loan agreement signed — is it electronic?.