The agreement is signed electronically, in your secure portal, as part of accepting your offer. There is no printing, posting or scanning — you review the terms on screen and confirm, which completes the agreement between the company and us.
Signing at acceptance
Once you are happy with the offer — the amount, term, schedule and total cost — accepting it is where you sign. An electronic signature is legally effective, and doing it in the portal keeps everything secure and in one place. The wider step is in what happens after you accept your offer.
You see the full pre-contract summary first — what is the pre contract information i receive — so nothing is signed blind. If a figure is unclear, ask before confirming; a person can help.
Who signs
The person signing must be authorised to commit the company — who at my company can sign off a credicorp application. Because the loan is to the company with no personal guarantee, this is a company signature, not a personal one — why we do not take a personal guarantee. After signing, funds follow quickly.
Apply and sign securely online.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: What happens after you accept your offer?, What is the SECCI-style pre-contract information I receive?, Who at my company can sign off a credicorp application.