Directors sometimes expect the settlement figure to match the balance on the latest statement to the penny, and are surprised when it does not. The two answer different questions, so a small difference is normal and expected.
What the statement balance is
The outstanding balance on a statement is the position as at the statement date — the principal still owed at that snapshot. It does not include interest that will accrue between the statement date and the day you actually pay. See how to read your statement of account and the summary panel at the top of your statement.
What the settlement figure is
A settlement figure is the exact amount to close the facility on a specific day. On an interest-bearing loan it reflects interest up to that day, and it is only valid to the date stated — pay after it and a fresh figure is needed. See the difference between your balance and a settlement figure and requesting a settlement figure for your loan.
Which to use when
Use the statement balance to understand where you are; use a settlement figure whenever you actually intend to clear the facility. Never pay off using the statement balance alone, as it may leave a small residual amount. See what a year-end summary document is for.
Credicorp lends to companies rather than to you personally, so this is business finance outside the consumer-credit regime. That does not change the practical steps below.
See also: The difference between your balance and a settlement figure, Requesting a settlement figure for your loan, How to read your statement of account.