The strain of financial difficulty is not just financial. There is genuine support for directors carrying that weight, and using it is a strength.
Talk to someone early
Do not wait until you are overwhelmed. A conversation with a GP, a trusted person, or a support line can lift a surprising amount of weight. Isolation makes money stress far heavier than it needs to be.
Free specialist help
Charities and helplines exist specifically for people under financial and work-related stress, and services like Business Debtline take the financial side off your plate — Business Debtline gives free, confidential debt advice to small businesses and the self-employed at businessdebtline.org or on 0800 197 6026.
Look after the basics
Sleep, movement and honest conversations are not luxuries in a crisis; they are what keep you able to make good decisions for the company that depends on you.
Protecting your own wellbeing is part of protecting the business.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Protecting your mental health through a business crisis, Looking after yourself while handling business money stress, Managing the stress of running a struggling business.