Both can help you cover a business cost you cannot pay in full today, but they work very differently. The simplest way to see it: a credit card is an open-ended line you keep using, while Slice is a one-off arrangement for a single bill that finishes when you have paid it.
The key differences
| Slice | Business credit card |
|---|---|
| For one specific bill | For any spending, repeatedly |
| Fixed number of instalments (three or four) | Revolving balance with a minimum payment |
| One cost, shown in full before you commit | Interest accrues on the balance until cleared |
| Supplier paid in full today by us | You pay the supplier with the card |
| Total cost capped at 100% of the bill | No fixed total-cost cap |
The thing people most like about Slice is that it ends. There is no balance that quietly rolls over month after month — you split one bill into a few instalments, pay them, and you are done, with no open-ended interest building up.
When a card might suit better
If you want flexible, repeated spending across many suppliers, a credit card or a revolving facility like Credicorp Flex is the better shape. Slice is purpose-built for the specific case of one business bill you would rather spread than pay all at once.
For what Slice costs, see how much Slice costs. Because this is lending to a company for business purposes, it sits outside FCA consumer-credit regulation under Article 60B FSMA RAO 2001 and is not covered by the Financial Ombudsman Service or the FSCS.
See also: Can I repay Credicorp Slice early?, Can I use Slice more than once?, Can I change my Slice instalment dates?.