Print and signage is an equipment-heavy, materials-heavy trade. A digital press, a flatbed or roll-to-roll large-format printer, a laser cutter or a CNC router is a serious outlay, and on top of the kit you buy substrate, inks, vinyl, boards and finishing consumables — often in bulk, and often before a confirmed job has paid you a penny. Credicorp lends to UK print and signage limited companies and LLPs to help fund that cycle for genuine business purposes.
Who qualifies
We lend to incorporated businesses only. Sole traders and individuals are not eligible. The borrowing is the company’s, and we take no personal guarantees from directors. For the reasoning behind that, see why we lend to companies, not sole traders.
Where funding tends to help
- Buying or replacing a press, large-format printer, laminator, cutter or finishing line
- Stocking up on substrate, ink, vinyl and boards ahead of a large or rush order
- Covering materials and labour while you wait to invoice and be paid for a big contract
- Building stock and capacity before a seasonal peak, such as an election, exhibition season or retail rollout
Matching the product to the job
Two products tend to fit this sector in different ways. For a single, defined cost — a new press, a large-format machine or one substantial equipment purchase — Credicorp Slice provides one amount repaid over set instalments, and where it is funding a supplier invoice it can pay that supplier directly. For costs that come in waves — buying materials ahead of each big order, then drawing again for the next — Credicorp Flex lets you draw as the need arises and repay as jobs settle, freeing your limit for the next run. Many print firms use one for the kit and the other for the consumables that feed it.
Planned and unplanned costs
Some spend you can plan, such as adding a machine to take on a new line of work. Other costs arrive without warning — a press failure mid-run, or a sudden materials order to win a contract. Both can strain cash, and both are valid reasons a company looks for funding. You can read more in our notes on equipment and plant costs for incorporated firms and on financing materials and stock purchases.
What we are, and what we are not
Credicorp provides funding you can use for print and signage business costs; we are the lender, not an equipment supplier or an asset-finance broker. How you use an approved facility within your business is your decision, and the rate and term are those set out in your offer — never a figure we publish in advance.
A note on protections
Because this is business lending that sits outside the FCA consumer-credit regime, neither the Financial Ombudsman Service nor FSCS applies. We still hold ourselves to clear, fair dealing, and our team can help you think through how a facility maps onto your order book.
See also: Can an accountancy practice borrow from Credicorp?, How do we fund a large new contract?, Funding a shop fit-out or refurbishment.