You can get a strong sense of where you stand before committing fully, without the hard footprint of a formal application. Checking eligibility and modelling a repayment tells you a great deal up front, so a full application is rarely a leap in the dark.
Getting an early read
An initial, low-impact check can indicate whether your company is likely to qualify without leaving a hard mark — the soft-versus-hard distinction is in what a soft search shows on your company credit file and will applying leave a hard footprint. Pair that with the eligibility basics in which business types can apply.
An early read indicates likelihood; a firm offer with exact figures comes once you apply and we assess affordability in full — can i get a rough idea before i apply and what does assessing affordability mean.
Do your homework first
Model the repayment at Credicorp Tools, read the product detail at Business Loans, and if you want a person's view before applying, you can ask. When it looks right, a full application turns the indication into a real offer.
Apply to turn a likely yes into a firm offer.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: Can I get a rough idea of what I might be offered before I apply?, What a soft search shows on your company credit file?, Can I talk to someone before I apply to check if it is worth it?.