Applying

Can I withdraw my application before a decision?

Yes. You can withdraw your application at any point before you have accepted an offer, and there is no obligation to go ahead. Starting an application does not commit your company or LLP to borrowing.

How to withdraw

The simplest way is to tell us you no longer wish to proceed. You can do this through your application or by contacting our support team, quoting your application details so we can find it quickly.

  • Let us know before you accept any offer.
  • Quote your application reference if you have one.
  • Confirm you want the application stopped.

What happens to your information

If you withdraw, we stop assessing the application. We keep limited records as required for our own legal and regulatory obligations, but you can ask us about your data at any time. Withdrawing does not prevent you from applying again later if your needs change.

Good to know

Because we do not take personal guarantees and the loan would be to your company or LLP, there is nothing personal tied up in an unaccepted application. This is exempt business lending, outside the FCA consumer regime, so it is not covered by the Financial Ombudsman Service or FSCS. If you simply have questions before deciding, you can pause rather than withdraw and come back to it.

See also: Can I change the amount or cancel after I've applied?, What information should I have ready before I start?, What are the steps in the application journey?.

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