Yes. The application is online and available at any hour, so you can start and finish whenever suits — evenings, weekends, early mornings. Much of the assessment is automated, so an out-of-hours application is not simply parked until the morning.
Around the clock
Because you apply through your browser and connect your bank by Open Banking, nothing depends on an office being open to submit. And since a large part of the decision is automated — is the decision automated or reviewed by a person — many applications progress at once, whatever the time.
If your application calls for a human review or you want to talk to someone, that part happens when the team is available — whether you will speak to a person during your application. Typical timings are in how quickly will I get a decision.
Pick up any time
Started late and want to sleep on it? Save and return whenever. Your status is always visible in the portal — how to check the status of your application.
Apply whenever the moment is right.
We lend only to UK limited companies and LLPs, the loan is to the company with no director personal guarantee, and this is business finance outside the consumer-credit regime — as an exempt lender under Article 60B of the Regulated Activities Order we sit outside FCA consumer-credit regulation, so the Financial Ombudsman Service and FSCS do not apply.
See also: How quickly will I get a decision?, Whether you will speak to a person during your application, Whether you can save your application and finish later.