Yes. Credicorp lends to the company, not to its directors. A Swindon limited company or LLP can borrow without any director personal guarantee attached — the obligation sits with the company throughout.
Why no personal guarantee?
Credicorp underwrites the company as a legal entity: its trading history, cash flow, and business profile. Because the underwriting decision is made on the company's own standing, no director needs to pledge personal assets. This is particularly relevant in Swindon where many companies operate within supply chains for large automotive, defence, or logistics clients and need flexible finance that does not put directors personally at risk.
Finance options for Swindon companies
- Business Loan — a fixed lump sum over a defined short term, suited to a one-time capital need.
- Credicorp Flex — a revolving facility you draw and repay as needed, keeping headroom available for recurring working-capital demands.
- Credicorp Slice — splits one business bill into three or four weekly payments at a flat 6% fee.
How to apply from Swindon
Applications are completed online. Your company will need to be a registered UK limited company or LLP. Swindon's central location means many companies also operate across the M4 corridor; Credicorp's facility is not restricted to a single trading address.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Bath limited companies, Short-term business loans for Cheltenham companies, Business loans for Salisbury companies