Yes. Credicorp lends directly to UK limited companies and LLPs, including those based in Bath, with no director personal guarantee. The loan is a company obligation, so your personal assets are not on the line.
What finance options are available to Bath businesses?
Bath companies can apply for three products depending on how they need to use funds:
- Business Loan — a fixed sum repaid over a short, fixed term, suited to a one-off investment such as equipment for a spa or hospitality fit-out on Milsom Street.
- Credicorp Flex — a revolving credit facility with a set limit you can draw, repay, and redraw as your cash flow requires, useful for Bath's seasonal tourism and retail peaks.
- Credicorp Slice — spreads a single business bill across three or four weekly instalments at a flat 6% fee, with no compounding interest.
Is Bath a good area for Credicorp lending?
Credicorp lends nationwide to UK limited companies. Location does not affect eligibility; what matters is that your company is registered at Companies House and trading as a limited company or LLP. Bath's mix of professional services, tourism, retail, and tech businesses all fall within scope provided they meet the lending criteria.
How quickly can a Bath company access funds?
Applications are assessed and decisions made digitally. Once approved, funds are disbursed to the company's business bank account. The speed depends on how quickly your company can supply the required information, not on geography.
We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.
See also: Business finance for Gloucester limited companies, Business loans for Swindon companies, How Credicorp Flex revolving credit works