Birmingham anchors the West Midlands, the UK's largest regional economy outside the capital, with a deep base of manufacturing, trade, and professional services. Credicorp lends to limited companies and LLPs trading across Birmingham and the wider region, for genuine business purposes. We do not lend to individuals or sole traders.
The local picture
The region's heritage in manufacturing and engineering remains a defining feature, from automotive supply chains to precision components, where firms carry significant material and stock costs ahead of payment. The city's growing professional and financial services district around Colmore Row and Brindleyplace adds a layer of project-based service businesses. A strong logistics and distribution sector, helped by the region's central position and motorway network, runs on tight cash cycles, and a busy construction and trades scene works to staged payment terms.
How we tend to help
- Engineering and component firms funding materials against confirmed contracts.
- Logistics and distribution companies covering operating costs between invoices.
- Trades and contractors bridging the gap created by staged or retention payments.
What to keep in mind
Credicorp Flex and Credicorp Slice are short-term products for working capital and defined needs, not long-term investment. As with every agreement we make, the borrower is your company, no personal guarantee is taken from directors, and the full terms and cost appear in your offer before you commit. Because this is exempt business lending, it sits outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply.
See also: Business lending in Manchester: a quick guide, Business lending in Glasgow and Can business finance help bridge a short-term cashflow gap?.