Glasgow is Scotland's largest business city and the commercial heart of the Central Belt, so a meaningful share of the Scottish companies we fund are based in and around it. Credicorp lends to UK limited companies and LLPs only, for genuine business purposes — never to individuals or sole traders, and never for personal spending. We are the lender, not a broker.
The Glasgow companies we see
The city's economy is broad: a deep professional and financial-services base in the city centre, engineering and advanced manufacturing along the Clyde, life sciences and digital firms, plus a large hospitality, events and retail scene. Incorporated businesses across these sectors often face timing gaps rather than viability problems — an agency waiting on long client payment terms, a manufacturer buying materials ahead of a contract, or a hospitality operator funding a refit between busy periods.
Scottish companies and how we lend
A company registered in Scotland with Companies House in Edinburgh applies in exactly the same way as one registered elsewhere in the UK, and a Scottish LLP is treated the same as a limited company for our purposes — see whether an LLP can apply for Flex or Slice. We lend to incorporated borrowers across the whole of the UK, which we explain in lending to limited companies across the UK. If you trade as a sole trader or an ordinary partnership, we are not able to help — there is more detail in can a sole trader or partnership apply.
How Flex and Slice can help
- Credicorp Flex gives a company a flexible facility to draw against as working-capital needs rise and fall through the year.
- Credicorp Slice supports a defined, one-off cost with a clear, fixed repayment shape.
Which fits depends on whether your need is recurring or a single planned cost; Credicorp Flex vs Credicorp Slice walks through the difference. The rate, amount and term are always those set out in your own offer, based on your company's circumstances — we never quote a single headline figure, because every business is different. Lending is to the company, so we do not take personal guarantees from directors; you can read why in why Credicorp does not take personal guarantees.
What to keep in mind
Because we lend only for business purposes to incorporated borrowers, this sits outside the FCA consumer-credit regime. That means the Financial Ombudsman Service and FSCS protection do not apply to your agreement — what FOS and FSCS cover explains what that does and does not mean for a business borrower. If any part of your agreement is unclear, ask our team before you sign.
See also: Business lending in Belfast and Northern Ireland, Business lending in Bradford, Business lending in Bristol.