Business lending across the UK

How does a Bolton limited company apply for a business loan with no personal guarantee?

A Bolton limited company or LLP can apply to Credicorp entirely online. The finance is issued to the company, and directors are not asked to sign a personal guarantee. Your personal finances are not the primary basis of the credit decision.

Three products for Bolton companies

Business Loan: a fixed advance over a short fixed term, suited to a defined outlay — equipment, fit-out, a stock build ahead of a busy period. Credicorp Flex: a revolving credit facility where you draw up to an agreed limit, repay, and draw again. It suits Bolton companies with lumpy or variable cash flow — for example, those supplying on 60-day payment terms while paying suppliers on 30. Credicorp Slice: designed for a single bill, splitting it into three or four equal weekly payments at a flat 6% fee.

Does Credicorp lend to Greater Manchester and Lancashire border companies?

Yes. Bolton sits at the boundary of Greater Manchester and Lancashire, and we lend to eligible companies throughout both areas. Location is not a factor in our credit decision — company structure and trading data are what we assess.

What documents will I need to provide?

Typically your Companies House number, three to six months of business bank statements, and recent filed accounts or up-to-date management figures. If your company is part of a group, clarifying the structure at the start speeds up the process. Everything is submitted through our online application.

We lend only to UK limited companies and LLPs, and the loan is to the company with no director personal guarantee. As business finance outside the consumer-credit regime, it is not covered by the Financial Ombudsman Service or FSCS.

See also: Business finance for Wigan limited companies, Business finance for Blackburn limited companies.

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