Adding a new product line can open up customers you do not reach today — but it also means committing cash to stock that has no sales history yet. A Credicorp loan can fund an initial run so you can test a range properly, rather than under-ordering and selling out at the first sign of interest.
Start measured, scale on evidence
A new line carries more uncertainty than your proven sellers. Consider borrowing enough for a credible first order, then reordering on the strength of real demand. That keeps your exposure sensible while still giving the range a fair trial.
Plan for both outcomes
- If it sells well, how quickly can you restock to keep momentum?
- If it stalls, how would you clear slow stock and recover cash?
- Does the new line need different storage, handling, or marketing?
How we lend
Credicorp lends only to UK limited companies and LLPs for business purposes. The loan is to the company, with no personal guarantees from directors. Credicorp Flex suits drawing funds as you reorder a successful line; Credicorp Slice suits a single launch order. Repay over your agreed term at the rate shown in your offer.
As an exempt business lender, Credicorp is outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS protection do not apply.
See also: How can a retailer fund seasonal stock?, Funding stock purchases ahead of a busy period and Funding the fit-out of a new business location.