Yes. Buying stock ahead of a predictable demand peak is one of the most common reasons UK companies borrow. If your business sells more in the run-up to Christmas, summer, or another seasonal window, the cash to fill your warehouse usually has to leave before the sales come in. A Credicorp loan can bridge that timing gap so you can commit to the order with confidence.
Who can borrow
Credicorp lends only to UK limited companies and LLPs, and only for genuine business purposes. The loan is to your company, not to you personally, and we do not take personal guarantees from directors.
What to weigh before you order
- How quickly the stock is likely to sell through, and what happens to anything left unsold.
- The margin on the goods versus the cost of the funding shown in your offer.
- Whether your storage, insurance, and handling can cope with a larger volume.
- Your repayment timing against the season's expected cash inflows.
Choosing a product
Credicorp Flex and Credicorp Slice suit different patterns. If you want to draw funds as orders firm up, Flex may fit; if you want a single lump sum for one big buy, Slice may be cleaner. Compare both against your agreed term and the rate shown in your offer.
As an exempt business lender, Credicorp sits outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply.
See also: Funding stock purchases ahead of a busy period, Funding for wholesale and distribution companies and How can a retailer fund seasonal stock?.