Private healthcare providers — clinics, physiotherapy and rehabilitation businesses, diagnostic centres, aesthetics and allied-health companies — combine high upfront investment with income that builds gradually as patient lists grow. Credicorp lends to these providers where they are UK limited companies or LLPs, for business purposes.
Investing ahead of demand
A new clinic or treatment line usually needs the equipment, room and staff in place before patients arrive. That front-loading is exactly the kind of working-capital gap business borrowing is designed to bridge.
- Equipping treatment rooms or a new clinic site
- Funding diagnostic, imaging or aesthetic equipment
- Hiring clinical and reception staff ahead of a new service launch
- Smoothing income while a patient base or insurer-referral pipeline builds
Responsible lending
We look at the company's affordability and prospects, not at any individual clinician's personal finances. The loan is to the company or LLP and we take no personal guarantees from directors.
Credicorp Flex and Credicorp Slice are both available, and your account team can help you pick the structure that suits your build-up period. Your rate and term are those in your offer. As an exempt business lender outside the FCA consumer-credit regime, Credicorp is not covered by the Financial Ombudsman Service or FSCS.
See also: Funding for dental practices, Funding for leisure and entertainment businesses and Funding for veterinary practices.