Hospitality runs on busy nights, quiet weeks, and large fixed costs that don't pause when trade is slow. Credicorp lends to UK limited companies and LLPs in hospitality — hotels, pubs, bars, venues, and accommodation providers — for genuine business purposes.
The hospitality cash-flow picture
Rent, staff, utilities, and stock all need paying whether the room is full or empty. Trade is uneven across the week and the year, so even a healthy business can hit a short cash squeeze between peaks.
What funding is used for
- Stocking up ahead of a busy season or event period
- Refurbishing rooms, bars, or guest areas
- Covering payroll and fixed costs through a quiet patch
- Investing in booking systems or energy efficiency
How we assess hospitality companies
We look at your trading patterns and how the funding supports your plan, mindful that hospitality revenue swings with the calendar. Your rate and term are shown in your offer and reflect your own profile.
The basics
The facility is to your company, with no personal guarantee from directors. Credicorp is an exempt business lender outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply. We'll help you choose between Credicorp Flex and Credicorp Slice. Read more about lending to hospitality businesses.
See also: Funding for e-commerce businesses, Funding for professional services firms and How do I manage cash flow in a seasonal business?.