A tired interior can quietly cost you sales. Refitting a shop floor, refreshing a restaurant, or reconfiguring a workspace can lift footfall, capacity, or efficiency — but the bill usually lands before any of those gains arrive. A Credicorp loan can fund the work so you can do it properly rather than in cautious half-steps.
Define the scope before you borrow
Refit projects are notorious for creeping. Get firm quotes, agree a scope with your contractor, and decide what is essential versus nice-to-have. Borrowing against a clear, costed plan is far safer than funding an open-ended project.
Build the gap into your plan
- Allow for the period when trading may be disrupted or paused.
- Keep a contingency for the surprises that older buildings tend to hide.
- Check landlord consents and any planning or building-control requirements.
Choosing a product
Credicorp Slice suits a single, well-defined refit with a fixed budget. Credicorp Flex can help where the work runs in phases and you want to draw funds as each stage completes. Repay over your agreed term at the rate shown in your offer.
Credicorp lends only to UK limited companies and LLPs for business purposes. The loan is to the company, with no personal guarantees from directors. As an exempt business lender, we are outside the FCA consumer-credit regime, so the Financial Ombudsman Service and FSCS do not apply.
See also: Flex or Slice for funding an asset purchase?, Funding a shop fit-out or refurbishment and Funding energy-efficiency upgrades to your premises.